Welcome to VeryMerryLoans.com, we can help you borrow £100 - £1,000 from 1 - 12 months.
Loans for 1 - 12 months.
Short, simple and fast application process.
Decisions in minutes.
Rates from 278% APR to max 1576% APR. Minimum Loan Length is 1 month. Maximum Loan Length is 12 months. Representative 305.9% APR. Representative example: £400 borrowed for 90 days. Total amount repayable is £561.92. Interest charged is £161.92, interest rate 161.9% (APR variable). We are a free credit broker, not a lender.
A few hundred pounds can really go a long mile when you find yourself in sudden financial problems. These problems often come unannounced, and before you know it, they can turn your monthly budget on its head. So, it is very common for working professionals to find themselves struggling when sudden expenses arise. Payday loans of up to £1,000 have the potential to see you through many problems - from hospital bills and insurance premiums to house renovations, car repair or tours that you haven’t planned for.
Why rely on local lenders or High Street loan shops when you can get a fairer, cheaper and obviously more convenient deal from over 200 direct lenders across the length and the breadth of the UK?
Here’s what a free credit broker like Very Merry Loans brings to the table for you:
Very Merry Loans forwards your loan application to FCA licensed and responsible lenders only.
We make sure that you get to pick the lender who is ready to offer the cheapest interest rate of all interested lenders.
Stop applying to dozens of payday lenders over and over again. Instead, simply apply online just once to us and we will make sure that suitable lenders receive your application promptly.
We ensure that we contact responsible lenders who are more than likely to lend to you. This is one of the many reasons why payday loan applications submitted at Very Merry Loans are all but guaranteed.
We process payday loan applications on all days – including bank holidays – and at all times – 24 hours a day.
Very Merry Loans is an FCA licensed free credit broker. This means that we will never charge you any loan brokerage fee or application fee.
For any query, request or suggestion, just contact us and we will get back to you right away.
Payday loans are sought by millions of UK residents every year. Here are some major features that make these loans so popular:
To get a payday loan online, you need to be an adult, working UK resident with a reasonable source of monthly income (at least £500 per month).
That’s about it!
Unlike bank loans, payday loans are processed within a matter of minutes. You can get to use the money on the same day, and in all likelihood, within half an hour of submitting your loan application to us.
It’s very common for payday lenders to lend to people who are on bad credit. In short, a poor credit score isn’t in itself enough to deny you a payday loan.
Also, payday loans are available to:
Payday loans require no collateral/guarantee or security. No need to pledge your house, car or any other asset.
Instalment loans (termed over 1-12 months) can be made accessible by certain lenders. However, Very Merry Loans presently accepts applications only for single repayment (over 7 to 30 days) payday loans.
APR: The APR provided above is an example only, the rate offered will be shown after your application.
Renewal Policy: The renewal policy is completely dependent on your circumstance. We recommend fully evaluating your offer upon it being provided.
Collection Practices: In most cases the money will be debited based on the agreed repayment schedule. If this fails then you'll be contacted in order to arrange an alternative method.
Licence: www.verymerryloans.com is a registered trading name of Season Marketing Ltd. Season Marketing Ltd registered office; 5 Roundwood Lane, Enterprise House, Harpenden, Herts, AL5 3RW. Season Marketing Ltd is authorised and regulated by the Financial Conduct Authority with full permission and is entered on the Consumer Credit Register under reference number: 665425. Licensed by the Information Commissioners Office, (registration number ZA064129).
Representative 305.9% APR. Representative example: £400 borrowed for 90 days. Total amount repayable is £561.92. Interest charged is £161.92, interest rate 161.9% (APR variable).