Welcome to VeryMerryLoans.com, we can help you borrow £100 - £2,000 from 3 - 12 months.

Loans for 3 - 12 months.

Short, simple and fast application process.

Decisions in minutes.

How much you need today?

When can you repay this loan?

1 Months

Borrowing: £1000

Representative APR: 1192%

Repayment By: 5.1.2016

Interest: £58.68

Total Repayment: £1058.68

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Rates from 35.9% APR to max 1304% APR. Minimum Loan Length is 3 months. Maximum Loan Length is 12 months. Representative Example: £250 borrowed for 3 months. Total amount repayable is £411.63 in 3 monthly instalments of £137.21. Interest charged is £161.63, annual interest rate of 292% (fixed). Representative 1192% APR (variable). We are a free licensed credit broker, not a lender.


A few hundred pounds can really go a long mile when you find yourself in sudden financial problems. These problems often come unannounced, and before you know it, they can turn your monthly budget on it's head. So, it is very common for working professionals to find themselves struggling when sudden expenses arise. Payday loans of up to £2,000 have the potential to see you through many problems - from hospital bills and insurance premiums to house renovations, car repair or tours that you haven’t planned for.

Very Merry Loans – Cheap Loans from the Best Direct Lenders

Why rely on local lenders or High Street loan shops when you can get a fairer, cheaper and obviously more convenient deal from over 20 direct lenders across the length and the breadth of the UK?

Here’s what a free credit broker like Very Merry Loans brings to the table for you:

  • High Loan Approval Rates
  • We ensure that we contact responsible lenders who are more than likely to lend to you. This is one of the many reasons why payday loan applications submitted at Very Merry Loans are all but guaranteed.

  • Convenience
  • Stop applying to dozens of payday lenders over and over again. Instead, simply apply online just once to us and we will make sure that suitable lenders receive your application promptly.

  • Free Credit Broker
  • Very Merry Loans is an FCA licensed free credit broker. This means that we will never charge you any loan brokerage fee or application fee.

  • A Variety of Loan Products
  • From personal loans to unsecured loans and from short term loans to bad credit loans, a variety of loan products from hundreds of lenders are accessible.

  • Guaranteed Hassle-free Customer Service
  • For any query, request or suggestion, just contact us and we will get back to you right away.

Payday Loans – Major Features

Payday loans are sought by millions of UK residents every year. Here are some major features that make these loans so popular:

  • It’s Easy to Qualify
  • To get a payday loan online, you need to be an adult, UK resident and have a bank account.

    That’s about it!

  • You Get to Use the Money Immediately
  • Unlike bank loans, payday loans are processed within a matter of minutes. You can get to use the money on the same day, and in all likelihood, within half an hour of submitting your loan application to us.

  • You can Qualify for a Payday Loan Despite Bad Credit
  • It’s very common for payday lenders to lend to people who are on bad credit. In short, a poor credit score isn’t in itself enough to deny you a payday loan.

Also, payday loans are available to:

  • Single parents.
  • Pensioners.
  • Applicants on benefits.
  • Immigrants.
  • No Guarantee Required: Payday loans require no collateral/guarantee or security. No need to pledge your house, car or any other asset.