Welcome to VeryMerryLoans.com, we can help you borrow £100 - £2,000 from 3 - 12 months.

Loans for 3 - 12 months.

Short, simple and fast application process.

Decisions in minutes.

How much you need today?

When can you repay this loan?

1 Months

Borrowing: £1000

Representative APR: 1192%

Repayment By: 5.1.2016

Interest: £58.68

Total Repayment: £1058.68

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Rates from 35.9% APR to max 1304% APR. Minimum Loan Length is 3 months. Maximum Loan Length is 12 months. Representative Example: £250 borrowed for 3 months. Total amount repayable is £411.63 in 3 monthly instalments of £137.21. Interest charged is £161.63, annual interest rate of 292% (fixed). Representative 1192% APR (variable). We are a free licensed credit broker, not a lender.

10 Minute Loans

Taking out a loan used to mean waiting days for an appointment at the bank, lengthy interviews and a ton of paperwork – all without any guarantees of even being accepted.

Today, 10 minute loans are ready and available to help you immediately give your finances a boost when you need it most. They can be used for almost any purpose and funds can even be transferred across to you on the very same day that you apply!

Let's take a closer look at how 10 minute loans work and what you can do to improve your chances of a successful application.

How Do 10 Minute Loans Work?

10 minute loans are designed specifically with speed in mind, taking advantage of the very latest loan assessment technology to underwrite your application instantly.

After getting a short term loan comparison with Very Merry Loans, you'll simply need to tell your chosen lender a little bit more about yourself before signing a credit agreement and receiving your funds.

Cash can be transferred immediately upon acceptance with the vast majority of lenders looking to issue loans in 10 minutes to 24 hours. Your credit agreement will detail exactly how much you've borrowed along with the total amount repayable and repayment dates, helping you to keep on top of your loan from start to finish.

I've Been Refused Elsewhere. Can I Still Apply?

Yes! Each lender uses different assessment criteria when deciding whether or not to give you a loan, so just because one has said no doesn't mean that they'll all return the same decision.

Lenders simply want to know that you're able to repay the loan without putting yourself into further financial difficulties, so they'll often use credit scoring alongside information about your residential status, employment status and income.

Remember, each time you successfully repay a loan or credit card, you'll actually improve your credit score ensuring that you can access better rates and other forms of credit further down the line.

Compare and apply for loans in 10 minutes with Very Merry Loans and get a great deal on your next short term loan today.

Very Merry Example

Loan Amount: £300
Loan Term: 3 months
Interest: £193.96
Total Repayable: £493.96 Apply

Representative APR: 1192%. (variable)
Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.