Welcome to VeryMerryLoans.com, we can help you borrow £100 - £2,000 from 3 - 12 months.

Loans for 3 - 12 months.

Short, simple and fast application process.

Decisions in minutes.

How much you need today?

When can you repay this loan?

1 Months

Borrowing: £1000

Representative APR: 1192%

Repayment By: 5.1.2016

Interest: £58.68


Total Repayment: £1058.68

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Rates from 35.9% APR to max 1304% APR. Minimum Loan Length is 3 months. Maximum Loan Length is 12 months. Representative Example: £250 borrowed for 3 months. Total amount repayable is £411.63 in 3 monthly instalments of £137.21. Interest charged is £161.63, annual interest rate of 292% (fixed). Representative 1192% APR (variable). We are a free licensed credit broker, not a lender.

£500 Loans


£500 Loans – Fast Online Loans Now

Do you need £500 in cash now?

Are you worried about having less-than-perfect credit?

Would you like to get a loan without ever leaving your house?

Loans for £500 are available fully online, and you don’t have to have perfect credit to qualify. All you have to do is fill out a form online, and you could have the money in your account by the end of the day.

Fast, easy financial solutions for everyday people

Don’t waste hours waiting in traffic and waiting in lines to go to a loan shop, only to wait even longer for a decision on your loan. Get £500 loans online now.

Don’t worry about bringing documentation or spending hours filling out paperwork only to be rejected. Apply for your £500 loan online and receive a decision within minutes.

Don’t take out more money than you need just because a traditional bank won’t give you a small loan. There are plenty of lenders online that offer £500 loans to people like you.

Don’t wait for a financial solution while your expenses pile up. Often times, while you wait, expenses grow. Choose a loan option that’s instant and take care of your expenses now.

What are the benefits of £500 loans?

Fast. Apply now and receive a decision within hours. Your funds will be deposited in your bank account instantly. Often, people receive their £500 loan on the same day they applied.

Easy. All you have to do is fill out a brief form online. No heavy paperwork, no visiting loan shops, and no waiting weeks for a decision. You don’t even have to leave your house!

Practical. Just because you need to cover an unexpected expense doesn’t mean you need to borrow large amounts of money. Short-term, £500 loans are a great option for people who need smaller amounts of cash and don’t want to be burdened with debt for years to come.

Low pressure. You don’t need to have a high income and perfect credit to be approved for a £500 loan online. Many people who aren’t approved by traditional lenders end up being approved for a £500 loan.

What are the potential drawbacks of £500 loans?

Small. £500 loans are loans offered in small amounts. If you foresee needing more than £500 to cover your unexpected expenses, you might want to consider a larger loan.

Short-term. Because £500 loans are small, they are offered with short-term repayment periods. This can be an advantage for those who don’t want to be repaying debt forever, but for those who need a long time to pay off their loans, an installment loan might be a better option.

How do £500 loans work?

Getting loans for £500 is simple! Just follow three basic steps.

  1. Fill out our quick and easy application form online.
  2. Receive a decision from one of our lenders shortly thereafter, often within hours.
  3. If approved, your money is deposited almost instantly into your bank account.

It really is as easy as 1-2-3, and the whole process can be completed in as little as one day. Fill out our application now to get started.

What do I need to qualify for a £500 loan?

Requirements will vary greatly by lender, but generally, all lenders will require that you are:

  • At least 18 years of age
  • A UK citizen or resident
  • The owner of a UK bank account

Can I get £500 loans with no credit check?

Our lenders do not necessarily need to rely on a credit check in order to approve you for a loan. Small, short-term loans are often lent out against a borrower’s monthly income, so we may not need a credit check from you.

Can I get a £500 loan if I have bad credit?

It is possible to get £500 loans even if you have bad credit or no credit. This is because our lenders offer small, short-term loans that are lent out against your earning potential, so even if you have no credit at all or past bankruptcies, that doesn’t mean you won’t qualify for a £500 loan.

Is a £500 loan right for me?

This will depend on your personal situation. £500 loans are great for people who need a small amount of instant cash to cover a one-time unexpected expense. Of course, you should always consider all of your options before taking out a loan. Make sure you can’t cover the expenses by cutting back on spending or by borrowing money from family or friends.

How are £500 loans different from installment loans?

Our £500 loans are smaller than your typical installment loans, which usually start at around £1,000. They are designed for people who only need to borrow a small amount of money, because many traditional lenders don’t offer small loans. Furthermore, they are often repaid within a short period of time, whereas installment loans are paid in monthly installments over a longer period of time.

Are £500 loans expensive?

While small, short-term loans often have higher interest rates than traditional loans, they are smaller and repaid in a shorter time period. This means that, in the end, the cost of a £500 loan can add up to be less than a long-term loan that accrues interest for years.

Very Merry Example

Loan Amount: £300
Loan Term: 3 months
Interest: £193.96
Total Repayable: £493.96 Apply

Representative APR: 1192%. (variable)
Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.