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About Us

Welcome to VeryMerryLoans.com. Starting in November 2013, we help hundreds of people everyday get the short term solution they need.


We are a uk broker.

We are a non-charging broker

Very Merry Loans is proud to be a non-charging broker. You won't pay a single penny for the brokerage service we provide, not today, not ever. Instead of taking your money, we recieve a small fee from the partner which accepts you. If you are declined, we offer you a free 7 day Credit Report at UKCreditRatings.

We believe in fair lending

We believe in fair lending

We only work with lenders who follow strict regulations by the Financial Conduct Authority. Once you submit the application form and have a decision, you are not obliged to proceed with any offer we may find you.

Security is paramount to us

Security is paramount to us

Very Merry Loans have a number of systems in place to ensure the process is as safe and secure as possible. All of your details are processed securely and confidentially using 256-bit SSL encryption.

Your bank details will only be used to condone credit and security checks by our lenders. We do not charge you a fee, however we do have brokers in our panel who charge a fee for the use of their service. Please read their terms and conditions before continuing.

Full flexibility with your payments

Full flexibility with your account

Once you have applied with Very Merry Loans, you will be able to login to your account and use a number of features. Most importantly, we give you full flexibility on editing your application details for future use as well as providing you with great offers and updates.

Excellent customer service reviews

Around the clock support

Your problems are dealt with as soon as possible. The support team at Very Merry Loans may not respond in peak hours as we are only human, however we aim to deal with all pending enquiries within 1 working day.

Feel free to raise a query by emailing: support@verymerryloans.com.

Representative 305.9% APR. Representative example: £400 borrowed for 90 days. Total amount repayable is £559.68 in 3 monthly instalments of £186.56. Interest charged is £159.68, interest rate 161.9% (variable).