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Welcome to VeryMerryLoans.com, we can help you borrow £100 - £2,000 from 1 - 6 months.

Loans for 1 - 6 months.

Short, simple and fast application process.

Decisions in minutes.

How much you need today?

When can you repay this loan?

1 Months

Borrowing: £1000

Representitive APR: 305.9%

Repayment By: 5.1.2016

Interest: £58.68


Total Repayment: £1058.68

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Minimum Loan Length is 1 month. Maximum Loan Length is 6 months. Representative 305.9% APR. Representative example: £400 borrowed for 90 days. Total amount repayable is £559.68 in 3 monthly instalments of £186.56. Interest charged is £159.68, interest rate 161.9% (variable). We are a free licensed credit broker, not a lender.

Cash Loans Online


Cash loans come in many different variations, from short-term loans in small amounts, to loans that you can repay over a period of months. There are cash loans to suit every type of borrower, including:

Whether you want to borrow a couple of hundred pounds until you next get paid or you’re looking for finance but have not been successful with other lenders because of credit score issues, cash loans can offer a solution that suits your needs.

The basic requirements

If you want to access cash loans then you need to be at least 18 years old and either a UK citizen or a legal resident. You’ll need to have a bank account set up so that the loan can be paid into it, and the repayment made from it when the time comes. You also need to be employed to borrow most types of cash loans – or to have some kind of reliable regular income, such as benefits – as there are strict requirements for lenders to make sure that anything you borrow is affordable for you.

How cash loans work

Cash loans are designed to be much easier to apply for than bank loans and other types of finance. It can take weeks to get approved for a bank loan and there is often a significant amount of paperwork involved – this is not the case with cash loans. The online application process is simple and fast and, depending on the type of loan that you’re applying for and how much you’re borrowing, issues with a credit score are not necessarily a problem. Because so many people use cash loans for last minute cash emergencies the whole process has been streamlined so that the cash is paid directly into your bank account as soon as possible.

Why opt for cash loans

As well as being fast and simple to apply for, cash loans give you options when it comes to keeping your finances in check. Whether you need help to meet a large payment or you are dealing with emergency fees or a large bill, cash loans can help you avoid a situation where cheques bounce or you can’t pay your bills. Repayments can be as short as a month, making it easy to borrow the cash and then clear it in a short space of time. You can choose the repayment that works for you, whether spreading out payments in instalments or one single payment.

The benefits of cash loans

Cash loans have plenty of advantages, no matter what your personal circumstances and why you’re looking to borrow the money. Here’s a few of them:

  • Options for anyone with a less than perfect credit score.
  • Quick applications, fast decisions and speedy payment.
  • Transfer direct to your bank account.
  • Protection of your personal information, as required by law.
  • Urgent funds when you need them the most.

For simple, fast and easily available finance, it’s hard to beat cash loans.

Very Merry Example

Loan Amount: £500
Loan Term: 3 months
Interest: £202.40
Total Repayable: £702.40 Apply

Representative APR: 305.9%. (variable)
Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.