Welcome to VeryMerryLoans.com, we can help you borrow £100 - £2,000 from 3 - 12 months.

Loans for 3 - 12 months.

Short, simple and fast application process.

Decisions in minutes.

How much you need today?

When can you repay this loan?

1 Months

Borrowing: £1000

Representative APR: 1192%

Repayment By: 5.1.2016

Interest: £58.68

Total Repayment: £1058.68

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Rates from 35.9% APR to max 1304% APR. Minimum Loan Length is 3 months. Maximum Loan Length is 12 months. Representative Example: £250 borrowed for 3 months. Total amount repayable is £411.63 in 3 monthly instalments of £137.21. Interest charged is £161.63, annual interest rate of 292% (fixed). Representative 1192% APR (variable). We are a free licensed credit broker, not a lender.

Christmas Payday Loans

The festive season is one of the most expensive times of year for all of us, no matter where you live or what you do.

Whether you have a large family, you’re travelling this year, or you’re keeping it simple, everything seems to cost more as December 25th looms.

Christmas payday loans offer a simple way to help cover the cost of Christmas, giving you extra in the pot to make sure this is a year to remember.

Turkey, trimmings and more

If you’ve ever tried to plan the food at Christmas then you’ll know that it’s a stressful time, budgetwise – a plain old turkey that you may not look twice at in the summer becomes hot (and expensive) property in December, and everything from fruitcake to chocolates, cranberry sauce to stuffing is suddenly just that little bit more expensive.

Christmas payday loans can help that budget stretch a little further, giving you some extra cash to cover the essentials until you next get paid.

Last minute Christmas shopping

Many of us leave our Christmas shopping until the last minute, only to realise that we may not have the cash for what we really want. One of the benefits of Christmas payday loans is that they are available quickly – after you fill out an online application you will receive a quick decision and then the money is transferred directly to your bank account.

So, even if you’re not a forward planner when it comes to presents and gifts, the speed of Christmas payday loans means that you can still get some great presents under the tree this year. Although you’ll still have to do that last minute shopping yourself!

Repay in the New Year

Christmas payday loans are simple to clear – you might want to schedule one payment in January that includes what you borrowed, as well as interest, leaving your budget free and clear for the rest of the year.

Or take more time, scheduling the repayment for up to 12 months.

With Christmas payday loans you will only be able to borrow what you can afford so you don’t have to worry about struggling to make repayments and your Christmas can be fun and trouble free.

Simplifying the festive season

There’s already enough to think about at this time of year, which is why it’s very simple to apply for Christmas payday loans.

You need to be at least 18 years old to apply and a UK citizen or legal resident. A UK bank account is a must (somewhere that the loan can be transferred into and the repayments scheduled to come out of).

And that’s really all there is to it – there are Christmas payday loans for those looking for low APR borrowing, for anyone with a bad credit record, for students or people on benefits. These simple loans are available to make Christmas easier for everyone and plan for a great new year too.

Very Merry Example

Loan Amount: £300
Loan Term: 3 months
Interest: £193.96
Total Repayable: £493.96 Apply

Representative APR: 1192%. (variable)
Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.