Welcome to VeryMerryLoans.com, we can help you borrow £100 - £2,000 from 3 - 12 months.
Loans for 3 - 12 months.
Short, simple and fast application process.
Decisions in minutes.
Finding a competitively priced loan from a reputable lender can be tricky at the best of times, particularly when you're rushing around trying to straighten our your personal finances. Whether you're looking to consolidate some smaller existing debts, spruce up your home or just need a little extra cash to see you through, loans like 118 Money can be a big help.
As a leading UK broker, Very Merry Loans works with mainstream and independent lenders to help find you the most suitable solution for your circumstances. Apply in a matter of minutes online and you could find funds transferred directly into your bank account on the very same day.
118 Money – Tailored Loans From A Big Name Lender
118 Money offer a fantastic range of unsecured loans of between £1,000 - £5,000 which can be repaid over 12, 18 or 24 months. Unlike payday loans, these longer term repayments can help to alleviate the stresses that come with trying to pay off your balance as soon as you're paid.
As an unsecured lender, you'll never have to use assets such as your home or car to source a loan from 118 Money, plus they won't require you to have a guarantor in place to support your application.
With larger companies like 118 Money, reputation is everything which is why they'll provide you with a full breakdown of your repayment amounts, dates and interest rates before you decide whether you'd like to go ahead. The fixed interest rates are a massive plus since you'll know exactly what needs to repaid every step of the way.
Their intuitive application system means that you can apply for your new loan from a computer, smart phone or tablet whilst receiving a rapid fire decision based on your personal circumstances and creditworthiness. Rest assured that each application is treated on its individual merits, so even if you've been declined a loan elsewhere they may still be able to help.
You're welcome to apply for a 118 Money loan if you:
Are 18 years old or above
Are a permanent UK resident
Have a UK bank account and debit card
Are employed or self-employed
Have a net income of more than £700 per month
The entire application process is completed online, although they may need to give you a quick call to verify your details before a final offer is made.
What Are Unsecured Loans?
Unsecured loans are a type of borrowing option which do not require you to use your personal assets as collateral. Whilst many lenders may ask for you to use your car or even your house as security in the event that you can't repay what you've borrowed, unsecured loans are offered in good faith based on your affordability and creditworthiness.
Typically, loans of this type are repaid over months and years rather than days and weeks and are designed as a stable mid to long term borrowing solution rather than a quick short term fix. They can be used for almost any purpose with the amount borrowed, plus interest, repaid monthly by Direct Debit.
Very Merry Loans – The Best 118 Money Alternative
At Very Merry Loans, we're proud to offer an outstanding selection of loans like 118 Money that can quickly and easily help you to overcome life's financial dramas. Based on the information that you enter into our online loan matching system, we'll pair you with lenders who can offer the funds you need at highly competitive prices.
Our panel can offer loans from £100 - £2,000 and in many cases are able to transfer money directly into your bank account on the same day that you're accepted!
How Does Very Merry Loans Work?
Our entire service is offered online in three easy steps:
Save time and money completing lengthy paperwork by using Very Merry Loans today, leaving you to focus on the things that matter most.