Welcome to VeryMerryLoans.com, we can help you borrow £100 - £2,000 from 3 - 12 months.

Loans for 3 - 12 months.

Short, simple and fast application process.

Decisions in minutes.

How much you need today?

When can you repay this loan?

1 Months

Borrowing: £1000

Representative APR: 1192%

Repayment By: 5.1.2016

Interest: £58.68


Total Repayment: £1058.68

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Rates from 35.9% APR to max 1304% APR. Minimum Loan Length is 3 months. Maximum Loan Length is 12 months. Representative Example: £250 borrowed for 3 months. Total amount repayable is £411.63 in 3 monthly instalments of £137.21. Interest charged is £161.63, annual interest rate of 292% (fixed). Representative 1192% APR (variable). We are a free licensed credit broker, not a lender.

Loans Like Creditstar

Compare Loans Like Creditstar

CreditStar is an international finance group which has helped thousands of UK customers to attract the funds they need in a hassle free, low cost environment. Loans like CreditStar are unsecured short term borrowing options for individuals which can be used to overcome the unforeseen financial emergencies that life often throws our way.

How Do Loans Like CreditStar Work?

Operating for well over a decade, CreditStar has built up a fantastic reputation in the UK, initially offering loans of up to £300 for new customers whilst returning borrowers can extend this up to £700.

These short term loans can be repaid over a convenient term of anywhere between 30 days and 6 months with instant online decisions offered to applicants. What's more is that once the application has been approved, funds will usually reach your account in just 30 minutes.

With financial services offered in 8 different countries and a 94% approval rating from customers, CreditStar have issued more than one million loans since their inception in 2006. As one of the best payday loans UK wide, their reputation is built around responsible lending and first class customer service.

Whilst credit scoring is an important part of any loan application, it's not the only factor that loans like CreditStar take into account when it comes to making their individual assessments. Other eligibility criteria includes, but is not limited to:

  • Being 18 years or older at the time of the application
  • Having a UK bank account with an associated debit card
  • Being a permanent UK resident

For the best payday loans, UK customers may also be asked to provide additional information on their income, employment status, residential status and other current outgoings.

Can I Change My Repayment Dates?

Once your loan has been approved you'll need to do everything you can to ensure that you can make timely repayments. However, there will always be some circumstances where this simply isn't possible, often through no fault of your own.

Loans like CreditStar do allow you to extend your loan twice for between 5 – 30 days. The extension period starts from the first payment date and will always be charged at exactly the same rate that you'd originally agreed.

My Credit History Isn't Great. Can I Still Apply?

You can apply with bad credit. For new customers, you'll need to complete a full application and will be assessed on a range of qualification criteria. They'll consider each application on its individual merits so just because you've been rejected elsewhere doesn't mean that other loans like CreditStar won't accept you.

If you've already had one of the best loans UK wide from CreditStar that has been repaid, then future applications will be far quicker although you'll still need to undergo a brief financial assessment to confirm that your circumstances haven't changed.

How Can I Apply For Loans Like CreditStar?

To get started, simply complete your initial loan comparison application form with Very Merry Loans. We'll match your circumstances with the best payday loans UK wide and will leave you to decide which lender is right for you.

Once you've finalised your application, you'll need to sign and return a credit agreement which confirms your total amount borrowed, amount to be repaid and repayment dates. Following that, they'll begin the process of transferring funds to your bank account which can often be done on the very same day that you apply.

Very Merry Example

Loan Amount: £300
Loan Term: 3 months
Interest: £193.96
Total Repayable: £493.96 Apply

Representative APR: 1192%. (variable)
Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.