Welcome to VeryMerryLoans.com, we can help you borrow £100 - £2,000 from 2 - 12 months.
Loans for 2 - 12 months.
Short, simple and fast application process.
Decisions in minutes.
Finding an affordable, competitively priced loan can be a real headache, particularly with the huge number of providers all promising the world. Rather than wading through quotes from each individual lender, Very Merry Loans does the leg work on your behalf, searching loans like Lending Stream to help you get the best possible deal for your circumstances.
Apply online today with Very Merry Loans and receive an instant online decision from our panel of lenders, with many even able to transfer funds directly to your personal bank account on the same day as your first application.
Read on to learn more about the fantastic benefits offered by Lending Stream, and how Very Merry Loans can help you to get a great rate on your next loan.
Lending Stream has been providing highly competitive 6 month loans since they began trading in 2008, helping thousands of applicants to quickly access the funds they need with a minimum of fuss.
Founded by a group of former fraud detection analysts, responsible lending is at the very top of their agenda, and they've created a fantastic platform which provides lightning fast underwriting decisions with a focus on affordability.
Those applying for Lending Stream loans for the very first time are able to apply for between £50 - £800 whilst returning customers who have a proven track record at repaying smaller amounts will be able to increase their application limit up to an impressive £1,500.
A customer satisfaction score of 4.8/5 stars on Google Reviews speaks for itself, and customers do return in their droves for a number of reasons, not the least the speed at which money can be released. Lending Stream are able to make an instant, online decision on the vast majority of the applications they receive with just a very small percentage requiring additional documentation or telephone clarification before reaching an underwriting decision.
Once you've been approved for a short term loan, the process of transferring funds is initiated in as little as 15 minutes, helping to save a great deal of time and hassle spent filling out additional paperwork or waiting for a cheque to clear.
The funds can be used for almost any purpose, so whether you're suddenly faced with emergency household repairs, a broken down car, or simply need extra help with utility bills, Lending Stream are on hand to help.
Paying back your loan is equally as straightforward as the application process itself. Interest is charged on a daily rate depending on the amount that you've borrowed and, with no early repayment charges, the quicker that the loan is paid off the less total interest you'll pay. All of the interest rates, associated fees and possible charges are clearly listed on your credit agreement which is provided to you online, helping to ensure that you'll always know what's outstanding and won't be faced with any nasty surprises.
Whilst many lenders preach about offering flexible loans, Lending Stream truly set the standard. You're only ever a quick phone call away from modifying your repayment schedule if your financial circumstances change, whilst additional amounts can be borrowed if you fall within their eligibility guidelines.
No matter what the size of your loan, it will never be secured against your property. The unsecured nature of these borrowing options may come at a higher risk to the lender, but will help to protect your valuable assets should you ever find yourself in the unfortunate position of being unable to repay. Their friendly customer service advisors are always on hand to lend professional advice where needed, and the Lending Stream website is full of resources to help you manage your credit more efficiently.
What's more is that they're fully regulated and authorised by the Financial Conduct Authority (FCA) as well as being a member of the Consumer Finance Association (CFA), so it's easy to see why 94% of customers would recommend them to their friends and family.
At Very Merry Loans, we work with a number of the UK's leading funding partners that offer loans like Lending Stream. Our loans can be tailored to run from 1 – 12 months with clear, easy to understand repayment plans put in place to help you keep on top of your finances.
Applying couldn't be easier. Simply complete your personal and financial information on our online application portal and we'll search the hundreds of lenders at our disposal to help you find a reputable, reliable partner offering some of the most competitive rates to be found anywhere in the UK.
Have you been turned down for credit in the past? Not a problem! Many of the lenders on our panel specialise in helping customers with bad credit, providing them with the funds they need in a fast and stress free manner.
So what are you waiting for? Apply online today with Very Merry Loans, and find out how we can help you to overcome life's little emergencies by unlocking your borrowing potential.