Welcome to VeryMerryLoans.com, we can help you borrow £100 - £2,000 from 3 - 12 months.

Loans for 3 - 12 months.

Short, simple and fast application process.

Decisions in minutes.

How much you need today?

When can you repay this loan?

1 Months

Borrowing: £1000

Representative APR: 1192%

Repayment By: 5.1.2016

Interest: £58.68

Total Repayment: £1058.68

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Rates from 35.9% APR to max 1304% APR. Minimum Loan Length is 3 months. Maximum Loan Length is 12 months. Representative Example: £250 borrowed for 3 months. Total amount repayable is £411.63 in 3 monthly instalments of £137.21. Interest charged is £161.63, annual interest rate of 292% (fixed). Representative 1192% APR (variable). We are a free licensed credit broker, not a lender.

Loans Like Oakam

Compare Loans Like Oakam And Oakam Alternatives Today

Whether you're new to the UK, have CCJs against your name or are yet to establish an in-depth credit history, there are plenty of reasons that lenders often use to refuse customers for loans.

Fortunately, loans like Oakam have been created to help potential borrowers overcome these common hurdles. Loans like Oakam are designed to help the 12 million UK consumers who lack access to essential financial services.

For those who need quick access to cash, Oakam loans could be the answer. At Very Merry Loans, we compare loans like Oakam with a range of popular financial solutions so that you can decide which option is most suitable for you.

As a trusted UK broker, we can quickly and easily find you the best Oakam alternatives, saving you the time and hassle involved with approaching each lender individually. Find out more about loans like Oakam below and apply for Oakam loans in a matter of minutes!

Oakam Loans – The Personal Lending Service

Defining themselves as an alternative to doorstep loans, Oakam loans have helped thousands of consumers to borrow money since their inception in 2006.

As a 5-star rated business on TripAdvisor, it's fair to say that Oakam loans and loans like Oakam have become a popular resource for borrowers across the UK.

Rather than adopting a 'computer says no' attitude, applications for Oakam loans are assessed on their individual merits. Whilst your credit score and loan affordability will of course be taken into account, Oakam loans decisions are also very much based on your existing personal circumstances.

They're more than happy to discuss your financial situation with you before a final decision is given, so those on benefits and with CCJs can often get loans like Oakam when others aren't available.

Oakam loans are proud to provide their services to applicants from all backgrounds and champion a wide variety of languages as part of their offerings. They strive to take time with each individual customer to understand their circumstances, and why they're applying for loans like Oakam.

The entire application can be completed online with a pre-decision issued almost immediately. You'll then be asked to submit any additional documents that are needed to complete you Oakam loans application, however this is only required in more complex cases.

To be eligible to apply for loans like Oakam, you'll need at least the following in place:

  • Be 18 years or over
  • Be a permanent UK resident
  • Have a valid UK bank account and debit card

Loans like Oakam are available in two different forms – Oakam Loans and Oakam Lifts. Loans like Oakam loans can be taken out over 3, 6 or 12 months where loans like Oakam lifts can be repaid over the longer terms of 12, 24 or 36 months.

How To Apply For Loans Like Oakam

Thanks to brokers like Very Merry Loans, loans like Oakam are quick and easy to apply for. Simply complete our initial online application form and we'll match your circumstances with Oakam loans and Oakam alternatives so that you can choose which loan type will suit you best.

Once you've selected the loan that you feel best matches you requirements, you'll be asked to provide any additional information that the assessors need and could see funds transferred to your bank account the very same day.

Your credit agreement will explain in detail when and how much you're expected to repay with repayments usually made on a weekly or fortnightly basis

Very Merry Example

Loan Amount: £300
Loan Term: 3 months
Interest: £193.96
Total Repayable: £493.96 Apply

Representative APR: 1192%. (variable)
Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.