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Welcome to VeryMerryLoans.com, we can help you borrow £100 - £2,000 from 3 - 12 months.

Loans for 3 - 12 months.

Short, simple and fast application process.

Decisions in minutes.

How much you need today?

When can you repay this loan?

1 Months

Borrowing: £1000

Representitive APR: 277.6%

Repayment By: 5.1.2016

Interest: £58.68


Total Repayment: £1058.68

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Minimum Loan Length is 3 months. Maximum Loan Length is 12 months. Borrow £850 Over 11 Months. Monthly Repayment £146.30. Total Amount Repayable Of £1,609.25. Interest: £759.25. Interest Rate: 150% Pa (Fixed). 277.6% APR Representative. We are a free licensed credit broker, not a lender.

Loans Like Safetynet Credit

Compare Loans Like Safetynet Credit

No matter how hard you try to prepare for the unexpected, there will always be times when life throws up a few financial surprises. When you need fast access to cash, there are few faster ways of achieving your goals than loans like SafetyNet Credit.

As a UK broker, Very Merry Loans take great pride in delivering a huge range of lending facilities direct to your computer screen, smart phone or tablet. We've partnered with a wide selection of highly reputable lenders in order to bring the most competitive deals from the UK marketplace straight to our customers.

Avoid the hassle of lengthy paperwork and time consuming appointments at your bank by completing our online application form today and leave the rest to us!

SafetyNet Credit – The Ultimate Revolving Credit Facility

Safetynet Credit breaks the mould from traditional short term lenders by offering customers a revolving line of credit that can be used whenever little financial emergencies crop up.

By creating a secure, read only connection to your bank account, they'll track your balance in such a way that money can be deposited immediately upon request whilst repayments will only be taken when you can afford them.

Once your SafetyNet Credit loan has been approved and your account is active, you'll have the option to login from anywhere in the world and arrange for funds to be transferred. Alternatively, they also offer an automated feature which tops up your account if your balance drop below a certain level.

These unique features are what sets them apart from other lenders as they'll effectively help you to manage your bank balance and ensure that you never become the victim of nasty overdraft fees or unauthorised payment charges.

As a revolving credit facility, whenever a payment is made towards your outstanding balance, you'll be free to use that money again for further borrowing should you need it.

Anyone looking to take on SafetyNet Credit loans should:

  • Be at least 18 years of age
  • Have a UK bank account and debit card
  • Have access to online banking
  • Be a permanent UK resident
  • Currently be employed or self employed

What Is Revolving Credit?

Unlike more traditional loans which are borrowed and then repaid over a fixed number of months, a revolving credit facility works in a similar way to an overdraft in that you're free to dip in and out of it as and when it's needed.

Rather than paying off your outstanding balance and closing the loan, it remains open with the option of increasing and decreasing your maximum borrowing amount as you see fit.

SafetyNet Credit loans come with a borrowing limit of £500, however the amount that you're offered will be subject to affordability and status. Funds are typically made available within 15 minutes of being requested, plus the added feature of only repaying your balance when you can afford it is a major plus.

Very Merry Loans – The Best SafetyNet Credit Alternative

As a loan broker, Very Merry Loans has the ability to quickly and easily search a diverse range of lenders from the UK market in order to find some of the most competitive deals for your circumstances.

Had trouble applying for credit in the past? No problem! Many of our lenders specialise in dealing with those who have a less than perfect credit history meaning that we may be able to help even if you've been turned down elsewhere.

The loans offered by our partners are available from £100 - £2,000 and can either be repaid on your next pay date or spread out over up to six months.

How Does Very Merry Loans Work?

It's never been easier to apply for a loan thanks to our quick and easy online application system. If accepted, many of our lenders will even arrange for funds to be transferred to you the very same day.

  1. Complete some basic information about you and your finances. Anything you tell us will be treated with the strictest confidentiality.
  2. We'll pair you with suitable lenders at which point you'll be able to decide which provider suits you best.
  3. Accept your preferred offer and sign your credit agreement online, and funds will be transferred direct to your personal bank account.
Very Merry Example

Loan Amount: £500
Loan Term: 3 months
Interest: £202.40
Total Repayable: £702.40 Apply

Representative APR: 305.9%. (variable)
Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.