Welcome to VeryMerryLoans.com, we can help you borrow £100 - £2,000 from 3 - 12 months.

Loans for 3 - 12 months.

Short, simple and fast application process.

Decisions in minutes.

How much you need today?

When can you repay this loan?

1 Months

Borrowing: £1000

Representative APR: 1192%

Repayment By: 5.1.2016

Interest: £58.68

Total Repayment: £1058.68

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Rates from 35.9% APR to max 1304% APR. Minimum Loan Length is 3 months. Maximum Loan Length is 12 months. Representative Example: £250 borrowed for 3 months. Total amount repayable is £411.63 in 3 monthly instalments of £137.21. Interest charged is £161.63, annual interest rate of 292% (fixed). Representative 1192% APR (variable). We are a free licensed credit broker, not a lender.

Loans No Paperwork No Fax

Sometimes when taking out credit, the most important priority is for the application to be lightning fast and hassle free.

When applying for loans, no paperwork can help to significantly reduce the time taken to complete an application with some online lenders even able to transfer funds on the same day that you apply.

They work in exactly the same way as traditional loans so you'll receive a cash lump sum which will be repaid over the coming weeks and months in line with your credit agreement. The funds can be used for almost any purpose so that you can quickly and easily overcome your financial hurdles.

Let's take a closer look at their eligibility criteria and how to apply with Very Merry Loans.

Am I Eligible For Loans With No Paperwork?

Although all loans no paperwork lenders use different criteria when assessing each application they receive, you'll need to have some basic qualifying criteria in place to be considered, such as:

  • Being at least 18 years old when you apply
  • Being a permanent UK resident
  • Having a UK bank account with a debit card attached

Rather than asking you to send in reams of supporting paperwork, the lenders will instead take into account your personal circumstances such as your salary, residential status, employment status and credit history when making their decision.

I've Been Turned Down For Loans With No Paperwork Before. Can I Still Apply?

Yes! Loans no paperwork included take into account the same eligibility criteria as those which are issued by paper or fax, except they can be underwritten instantly online. Just because you've had issues applying elsewhere doesn't mean that other loans no paperwork lenders will return the same verdict.

What's more is that by making timely repayments on your loans, you'll see your credit score improve which will increase the chances of being accepted for other types of credit further down the line.

How Can I Apply For Loans Without Paperwork?

If convenience is king when it comes to applying for your next loans, no paperwork could help you to save a huge amount of time, effort and stress. Not only will you avoid having to fill out lengthy documents to support your application, you'll receive an instant online decision as soon as your details have been assessed.

It all starts by getting an accurate comparison with Very Merry Loans. Our intuitive online system will match your circumstances with suitable no paperwork, no fax lenders, meaning that cash could be in your account within 24 hours.

Very Merry Example

Loan Amount: £300
Loan Term: 3 months
Interest: £193.96
Total Repayable: £493.96 Apply

Representative APR: 1192%. (variable)
Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.