Welcome to VeryMerryLoans.com, we can help you borrow £100 - £2,000 from 3 - 12 months.

Loans for 3 - 12 months.

Short, simple and fast application process.

Decisions in minutes.

How much you need today?

When can you repay this loan?

1 Months

Borrowing: £1000

Representative APR: 1192%

Repayment By: 5.1.2016

Interest: £58.68

Total Repayment: £1058.68

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Rates from 35.9% APR to max 1304% APR. Minimum Loan Length is 3 months. Maximum Loan Length is 12 months. Representative Example: £250 borrowed for 3 months. Total amount repayable is £411.63 in 3 monthly instalments of £137.21. Interest charged is £161.63, annual interest rate of 292% (fixed). Representative 1192% APR (variable). We are a free licensed credit broker, not a lender.

Payday Loans For Self Employed People

Working in a self employed capacity is one of the most liberating business environments to work in, but it can pose some issues when it comes to sourcing personal finance. Loans for self employed people have become more and more popular in the UK with more than 5 million people now registered as self employed.

Whether you've applied for self employed loans before or are a first time applicant, Very Merry Loans can help. Our intuitive loan matching platform will give you the tools to find loans for self employed people that simply can't be found elsewhere.

Take a look at our guide to loans for self employed with Very Merry Loans and find out what you can do to improve your chances of being accepted for a self employed loan.

Why Can Self Employed Loans Be Hard To Get?

The self employed world can be a tricky one to navigate, particularly for those whose income and hours is seasonal or not guaranteed each month. Lenders who offer loans for self employed are always trying to balance the risk and will want to see evidence earnings in order to support your application.

This can often push borrowers into using collateral when trying to attract loans for self employed, however more and more lenders are now open to using simple credit scoring and basic personal financial information instead.

At Very Merry Loans, we compare loans for self employed across a wide variety of lenders meaning that you've got the best chance of finding a great deal for your circumstances. You'll still need to meet some basic qualifying criteria to apply for loans for self employed which include:

  • Being 18 years of age or older
  • Having a UK bank account with a debit card
  • Being a permanent UK resident

How Can I Apply For Self Employed Loans?

Loans for self employed workers used to be a real headache to apply for. Traditional lenders such as high street banks and building societies would typically require a huge amount of paperwork to prove your income which even then wouldn't guarantee acceptance.

Now, things are much easier thanks to comparison services like Very Merry Loans. Begin your search for loans for self employed people by entering your basic personal information onto our online application form. We'll use this data to match you with lenders who specialise in loans for self employed whilst filtering out those who aren't able to assist.

Once you've found the loans for self employed people that interest you the most, complete the final steps of your chosen lender's application form and, in most cases, you'll receive a decision on the very same day that you apply.

The credit agreement for your self employed loans can be electronically signed online, at which point funds will be transferred directly into your personal bank account.

Get a great deal on loans for self employed people today by applying with Very Merry Loans and let us take the hussle out of your hunt for credit.

Very Merry Example

Loan Amount: £300
Loan Term: 3 months
Interest: £193.96
Total Repayable: £493.96 Apply

Representative APR: 1192%. (variable)
Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.