Welcome to VeryMerryLoans.com, we can help you borrow £100 - £2,000 from 2 - 12 months.
Loans for 2 - 12 months.
Short, simple and fast application process.
Decisions in minutes.
Getting a loan is a decision that always poses a number of questions, hesitations and apprehensions – especially if it’s a large loan.
But more often than not, little needs need to be taken care of on a priority bases, and for such needs, short term loans can be just about perfect.
Very Merry Loans, being a reputed, registered and responsible credit broker in the UK, is committed to helping you get short term loans from direct lenders who operate throughout the UK.
It wasn’t too long ago that a borrower would be required to personally visit a local lender or payday loan shops just to know about what’s on offer. For application and approval, it would take few more visits, unending presentment of documents and embarrassing negotiation sessions that never worked.
Going ahead, they would be required to deposit the loan cheque into their bank account, and it would easily take 4 days to a whole wide week to access the cash.
However, Very Merry Loans has more than simplified the whole deal for you.
The following points summarize the procedure to apply for a short term loan here at Very Merry Loans:
The very first step on your part should be to decide on how much you are going to need to borrow.
Short term loans we help you get, are usually lent by payday lenders. So, it’s a good idea to head to our dedicated FAQ's page to find answers to all of your questions. In case you have queries that are not listed on the FAQ's page, do feel free to contact us.
The next and perhaps the most important (but arguably the easiest) step is to apply online. Instead of submitting a separate application to each lender over and over again, you can simply submit your short term loan application to us here.
Once we receive your application, it will be forwarded to our network of responsible and direct lenders who are likely to accept it.
Within a couple of minutes or thereabouts, you will receive quotes from one or more lenders who are interested in lending to you. You can compare these offers based on lender policies, interest rates and other loan terms and pick the one that suits your requirements the best.
Once you get into a loan agreement with a particular lender, money will be transferred immediately to your bank account by the lender.
The transfer of money is carried out on the same day. In most cases, it is nearly instant, allowing you to use the money within half an hour of submitting your application.
There are quite a few confusing concepts floating out there regarding loan products. So, if you are thinking of getting a short term loan, it becomes important to understand the kind of loan you will be getting.
A short term loan is a small loan that is to be paid back over a term that is much shorter than any conventional loan/credit term.
While there are no regulatory distinctions regarding how much you can borrow as a short term loan and how long a ‘short term’ can be, it is fair to classify loans that are:
That said, it must be made clear here that the short term loans that we, here at Very Merry Loans, allow you to access via direct lenders are:
So, if you require an instant small loan (from £100 to £2,000) and you are confident that you can repay, Very Merry Loans can help you find suitable lenders without much trouble.
It’s fairly easy to be eligible to get a short term loan if you fulfil the following criteria: