Welcome to VeryMerryLoans.com, we can help you borrow £100 - £2,000 from 3 - 12 months.

Loans for 3 - 12 months.

Short, simple and fast application process.

Decisions in minutes.

How much you need today?

When can you repay this loan?

1 Months

Borrowing: £1000

Representative APR: 1192%

Repayment By: 5.1.2016

Interest: £58.68


Total Repayment: £1058.68

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Rates from 35.9% APR to max 1304% APR. Minimum Loan Length is 3 months. Maximum Loan Length is 12 months. Representative Example: £250 borrowed for 3 months. Total amount repayable is £411.63 in 3 monthly instalments of £137.21. Interest charged is £161.63, annual interest rate of 292% (fixed). Representative 1192% APR (variable). We are a free licensed credit broker, not a lender.

Small Loans


Small loans cover a range of different loan types which can be split into a huge number of categories depending on how long you'd like the loan for, its purpose and repayment variations.

They've been designed to suit a myriad of circumstances in order to help as many people as possible to overcome small financial shortfalls. If you're looking to borrow small loans, then it's well worth considering:

Of course, this list is far from exhaustive but it should help to give you an idea of what to look out for if you're trying to borrow small loans for different purposes.

Am I Eligible To Borrow Small Loans?

Whether you're looking at taking on payday loans or longer loans for small amounts, you'll need to have a few key elements in place to be considered. To borrow small loans in the UK, you must be at least 18 years of age when you apply as well as having a UK bank account, debit card and permanent UK residency.

The best payday loans will put a big emphasis on affordability so you'll also need to provide extra information about your residential status, employment status, income and the dates of your upcoming pay cheques.

How Can I Borrow Small Loans With Very Merry Loans?

The first step is to get an up to date comparison. Take a look at the interest rates and repayment periods to work out what your repayments will be and then hit apply to finalise your application.

Whenever you successfully borrow small loans, you'll receive a credit agreement which needs to be signed and returned online just to show that you're happy with the terms and repayment schedule.

Payday loans and other small loans can often be transferred within 24 hours of acceptance, whilst others can even arrange for transfer on the very same day that you apply.

Very Merry Example

Loan Amount: £300
Loan Term: 3 months
Interest: £193.96
Total Repayable: £493.96 Apply

Representative APR: 1192%. (variable)
Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.