Welcome to VeryMerryLoans.com, we can help you borrow £100 - £2,000 from 3 - 12 months.

Loans for 3 - 12 months.

Short, simple and fast application process.

Decisions in minutes.

How much you need today?

When can you repay this loan?

1 Months

Borrowing: £1000

Representative APR: 1192%

Repayment By: 5.1.2016

Interest: £58.68


Total Repayment: £1058.68

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Rates from 35.9% APR to max 1304% APR. Minimum Loan Length is 3 months. Maximum Loan Length is 12 months. Representative Example: £250 borrowed for 3 months. Total amount repayable is £411.63 in 3 monthly instalments of £137.21. Interest charged is £161.63, annual interest rate of 292% (fixed). Representative 1192% APR (variable). We are a free licensed credit broker, not a lender.

Payday Loans In Bristol


Small, unsecured cash loans for Bristolians

Getting bank loans has become increasingly more difficult, and we all know that employers have become more and more reluctant to extend cash advances to employees. In such conditions, it becomes important to know that in the form of payday loans, there is always a reliable way to get through sudden cash shortages.

Thousands of residents from Bristol and around successfully apply for convenient payday loans each year, and if the need be, you could be one of them with ease, and a lot less paperwork than you would think!

Very Merry Loans brings a variety of payday loan brokerage services to all eligible UK residents (criteria detailed in the latter part of this page) including:

  • Bristol (Bristol West, Bristol East, Bristol South, Bristol North West)
  • All of South West England
Payday loans in Bristol for your emergency cash requirements Need to get your car fixed? Want to get renovations done to your house? Facing a medical emergency? Running out of cash and credit well before your next paycheque is due?

If the answer to any of these or similar questions is in the positive, you may think about getting a payday loan to see yourself through. You can get up to £2,000 as a payday loan by applying right here at Very Merry Loans. You can choose to pay the loan back in 1 to 12 months.

Why choose Very Merry Loans

If you are wondering why you should choose an online credit broker instead of just walking into a High Street loan shop in Bristol, the following points may help you make your mind up.

  • Very Merry Loans helps you find the most suitable lender for free.
  • You can easily find the lender who can lend you money at the lowest interest rate.
  • You can get in touch with lenders all around the UK – no need to limit your options to Bristol lenders.
  • What you see is what you pay – no hidden fees, no devious conditions.
  • We only deal with responsible lenders.
  • Just one application to approach dozens of prospective lenders.

Unlike traditional High Street lenders or money shops, Very Merry Loans brings to you excellent payday loan services at unprecedented convenience levels:

  • We operate 24/7, all throughout the week – even on weekends and bank holidays, whereas most loan shops operate only from 9 to 5.
  • To get an instant payday loan via Very Merry Loans, all it takes is one online application, as opposed to frequent visits to money shops if you are to take a payday loan the traditional way.
  • All the necessary documents can be easily submitted electronically.

It’s much too easy to qualify

As noted earlier, bank loans have become extremely difficult to qualify for, and that’s where payday loans stand out as they make it much too easy for you to qualify.

As long as you are a legal UK resident, with a valid UK bank account and over 18 years old, you are very likely to qualify for a payday loan.

Contrary to popular beliefs, you can get a payday loan even if you are:

  • A pensioner.
  • A single parent.
  • An immigrant.
  • Self-employed.
  • On bad credit.

Payday loan interest rates

Payday loans are small cash loans that are to be repaid over short terms. So, it’s quite understandable that they carry high interest rates. In addition to these interest rates, there can be additional fees levied by lenders. You will be informed about all the charges and fees associated with your loan before you agree to take a loan from a particular lender.

It’s important to note that we, at Very Merry Loans, bring the services from direct, responsible lenders to you at no fee whatsoever.

A checklist before you decide to apply for a payday loan

Even though payday loans are quite convenient and very popular, there are a few things that you need to be absolutely certain of before you decide to apply for one. The following checklist can come in handy while you make that decision.

  • Be sure that you need a payday loan. If you are, decide upon how much you need to borrow.
  • If there are easier alternatives to address your cash needs, make sure that you try them out. Sometimes, it can be as easy as borrowing money from friends or family, or asking for extended credit from your credit card company.
  • Know how much you will be required to pay back. A broad idea of this can be had by using the interest rate calculator available on the home page of our website.
  • Never choose to get a payday loan to manage your existing debt. It often leads to a debt cycle that can get quite difficult to get out of.

Instant payday loans in Bristol

Very Merry Loans offers you the easiest and the most convenient way of getting an instant payday loan. By submitting an application (it doesn’t take long), you can get quotes from suitable lenders within a few minutes. Once you choose the lender that fits your needs the best, you will be informed about all the details of the loan agreement.

As you finalize a particular lender, money will be transferred directly to your bank account on the same day.

When we say that we help you get instant cash loans, we really mean it!

Very Merry Example

Loan Amount: £300
Loan Term: 3 months
Interest: £193.96
Total Repayable: £493.96 Apply

Representative APR: 1192%. (variable)
Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.