Welcome to VeryMerryLoans.com, we can help you borrow £100 - £2,000 from 3 - 12 months.

Loans for 3 - 12 months.

Short, simple and fast application process.

Decisions in minutes.

How much you need today?

When can you repay this loan?

1 Months

Borrowing: £1000

Representative APR: 1192%

Repayment By: 5.1.2016

Interest: £58.68


Total Repayment: £1058.68

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Rates from 35.9% APR to max 1304% APR. Minimum Loan Length is 3 months. Maximum Loan Length is 12 months. Representative Example: £250 borrowed for 3 months. Total amount repayable is £411.63 in 3 monthly instalments of £137.21. Interest charged is £161.63, annual interest rate of 292% (fixed). Representative 1192% APR (variable). We are a free licensed credit broker, not a lender.

Payday Loans In Derby


How To Borrow Money In Derby?

Whether you're from Derby, Burton or anywhere else in the Derbyshire region, life always has the potential to throw up an unforeseen expensive. From unexpected bills to home improvements, there are countless reasons as to why a bit of extra cash can help to alleviate financial stress.

At Very Merry Loans, we've helped thousands of customers to find a fantastic deal on their short term and payday loans by matching them with both mainstream and independent lenders. The vast majority of lenders are able to offer instant online decisions and you could even receive your funds today.

Read on to learn more about loans in Derby and how Very Merry Loans can assist you with your search.

Can I Apply For Loans In Derby With Bad Credit?

Yes! In fact, we work with lenders who specialise in this area of finance meaning that you've got a great chance of finding a lender who may be able to help.

Been turned down elsewhere? First of all, there's no need to panic. We'll present you with a wide range of options so you can quickly and easily discover direct lenders who you haven't applied through before.

Whilst bad credit loans have become commonplace in the UK, you'll still need to fulfil some basic qualifying criteria in order to successfully apply, including:

  • Being a permanent UK resident
  • Being at least 18 years of age
  • Having a UK bank account with a debit card attached

Depending on the lender, you may also be required to work a certain number of hours per week and a mobile phone, however these added criteria will be explained to you during the application process.

How Do I Apply For Loans In Derby?

Applying for loans in Derbyshire has never been easier thanks to Very Merry Loans intuitive credit matching platform. With just a few personal and financial details, we'll search hundreds of lenders on your behalf to help find a great deal on your next loan.

It all starts with your Very Merry Loans application form which takes less than two minutes to complete. Once you've taken a look at the lenders we've found, select the one that you feel is most suitable for your circumstances. You'll then to complete just a few final details before receiving an instant online decision for your Derby loan.

Once approved, you'll receive a credit agreement to sign and return online. This important document will explain exactly how much you'll repay and what your repayment dates are, helping you to keep on top of your brand new loan.

In most cases, funds can be transferred directly into your bank account within 24 hours, although there are also providers who can make payments in as little as 15 minutes.

So what are you waiting for? Apply for your Derby loan today with Very Merry Loans and discover a fantastic rate on your next loan in minutes.

Very Merry Example

Loan Amount: £300
Loan Term: 3 months
Interest: £193.96
Total Repayable: £493.96 Apply

Representative APR: 1192%. (variable)
Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.