Loan Funded By*:
20:04

Welcome to VeryMerryLoans.com, we can help you borrow £100 - £2,000 from 2 - 12 months.

Loans for 2 - 12 months.

Short, simple and fast application process.

Decisions in minutes.

How much you need today?

When can you repay this loan?

1 Months

Funded by*: 20:04

Borrowing: £1000

Representative APR: 1192%

Repayment By: 5.1.2016

Interest: £58.68


Total Repayment: £1058.68

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Rates from 35.9% APR to max 1304% APR. Minimum Loan Length is 2 months. Maximum Loan Length is 12 months. Representative Example: £250 borrowed for 3 months. Total amount repayable is £411.63 in 3 monthly instalments of £137.21. Interest charged is £161.63, annual interest rate of 292% (fixed). Representative 1192% APR (variable). We are a free licensed credit broker, not a lender.

Rates from 35.9% APR to max 1304% APR. Minimum Loan Length is 2 months. Maximum Loan Length is 12 months. Representative Example: £250 borrowed for 3 months. Total amount repayable is £411.63 in 3 monthly instalments of £137.21. Interest charged is £161.63, annual interest rate of 292% (fixed). Representative 1192% APR (variable).

Payday Loans In Glasgow


Instant, no-hassle payday loans in Glasgow

Glasgow, being a major city in the UK, has its fair share of private lenders. In fact, many listings often put Glasgow as the second largest small loan business centre in the UK, next only to London.

Even though it’s fairly safe to assume that Glasgow residents are well-familiar with payday loan, it’ll be a good idea to quickly get to know what they really are and how they exactly work.

Ways to get a payday loan in Glasgow

There are numerous ways in which you can get a payday loan (or other similarly small loans) in Glasgow. Not too long ago, the commonest of these was to get a loan from a local lender or loan shop (there are plenty of these in and around the Glasgow City Centre).

But, with changing times, ways to get a payday loan in Glasgow have also evolved. Today, you can get a payday loan without ever having to visit shady loan shops or agreeing to hazy loan terms.

What we do

Very Merry Loans is an independent, FCA regulated credit broker. We scour the network of responsible lenders across the UK for you so that you find the most suitable lender within a few minutes of submitting your application – all for free.

We accept payday loan applications from all UK residents, including Glasgow City Region (Glasgow, East Dunbartonshire, West Dunbartonshire, North Lanarkshire, South Lanarkshire, Renfrewshire, East Renfrewshire, Inverclyde) and Greater Glasgow Region residents.

How we do it

Once you submit an application to us, we immediately get to work by reviewing it ourselves first, before passing it on to a host of responsible lenders who are likely to lend to you. The whole procedure – from the start to the end – doesn’t take more than a few minutes, and you will get to know if a lender has approved your application instantly.

What you need to do

Well, the most important thing on your part is to fill-in and submit the application correctly. As lenders accept your application, you will get to know all about their terms, fees and interest rates, so that it becomes easier for you choose a particular lender. When everything is through, you should be able to receive the funds electronically on the same day (within half an hour, in all likelihood).

Comparing High Street lenders in Glasgow with Very Merry Loans

  • Very Merry Loans helps you secure just the kind of payday loans you want instantly, so that you get to make use of the funds immediately. High Street loan shops, on the contrary, usually take more than 2 working days to process and deliver payday loans.
  • Very Merry Loans is open to receive your applications 24/7, even on weekends. You may already know that High Street money shops and local lenders rarely work beyond regular working hours. Add to this our excellent and prompt customer service and you already have a much better alternative to loan shops.
  • If you decide to get a payday loan from a local Glasgow lender, you are likely to be left to agree to whatever terms the lender puts on the table. However, with Very Merry Loans, you get to pick the lender who can offer the lowest interest rate and fees.
  • A straightforward and online application procedure means that you do not have to leave the comfort of your home or office to apply for a payday loan. Getting a loan from local loan shops, on the other hand, often involves frequent trips to the shop and a greater deal of paperwork.
  • Very Merry Loans makes it easier for you to get a payday loan even when you are on bad credit. Loan shops, however, rarely accept applications from interested borrowers who are facing bad credit.
  • We help you connect with interested payday lenders for no fee at all.

A payday loan is nothing but a small, quick cash advance

For all practical purposes, it can be said that a payday loan is a small-sized cash advance that is made available to you almost instantly – on the same day (even within a few minutes) in most cases.

The following points best summarize the main features of payday loans in Glasgow that we, at Very Merry Loans, help you secure:

  • All lenders we help you find are direct, responsible lenders.
  • You can borrow up to £2,000 for 1 to 12 months.
  • All approved applicants receive money on the same day, usually within minutes.

Glasgow payday loans – Why people need them

Nobody really prefers to borrow unless there is a compelling reason. Therefore, it goes without saying that people choose to apply for a payday loan when they are left with no alternatives. This involves a host of commonplace scenarios, a few of which are noted below:

  • Paying hospital bills/insurance premiums.
  • Paying for unforeseen utility bills.
  • Emergency expenses like car repair, travel plans or house renovations.

Such expenses can often unsettle your monthly budget, leading to an unplanned shortfall of cash that you can deal with by getting a payday loan.

At the same time, it’s quite important to know typical situations in which getting a payday loan may not be a wise plan, as given below:

  • If you do not have a regular source of income.
  • If you already have an unpaid payday loan.
  • If you are planning on getting a payday loan to settle other debt accounts.
  • If you have a history of unsuccessful money/debt management.

Payday loans in Glasgow – Eligibility criteria

A prominent reason why more and people around the UK, and not just major cities like Glasgow, are choosing payday loans is that they have very broad eligibility criteria.

If you satisfy the following conditions, you are more than likely to receive an instant payday loan (even if you are on benefits or you have poor credit score):

  • You are a legal UK resident (not necessarily a UK citizen).
  • You are at least 18 years of age.
  • You have a savings/checking account with a UK bank.
Very Merry Example

Loan Amount: £300
Loan Term: 3 months
Interest: £193.96
Total Repayable: £493.96 Apply

Representative APR: 1192%. (variable)
Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.