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Welcome to VeryMerryLoans.com, we can help you borrow £100 - £2,000 from 3 - 12 months.

Loans for 3 - 12 months.

Short, simple and fast application process.

Decisions in minutes.

How much you need today?

When can you repay this loan?

1 Months

Borrowing: £1000

Representitive APR: 277.6%

Repayment By: 5.1.2016

Interest: £58.68


Total Repayment: £1058.68

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Minimum Loan Length is 3 months. Maximum Loan Length is 12 months. Borrow £850 Over 11 Months. Monthly Repayment £146.30. Total Amount Repayable Of £1,609.25. Interest: £759.25. Interest Rate: 150% Pa (Fixed). 277.6% APR Representative. We are a free licensed credit broker, not a lender.

Payday Loans In Newcastle


Fast cash loans in Newcastle upon Tyne - Apply online

It’s quite common for most working professionals to come across a cash crunch where one just seems to run out of ideas to get the situation back on track. While the severity of such situations may vary from one person to another, it’s definitely good to know that you can always a quick, small cash loan in the form of a payday loan.

The best part? With Very Merry Loans, you can apply for and receive a payday loan – all in a matter of minutes and a few clicks.

More about Very Merry Loans

Very Merry Loans is an independent, responsible and free credit broker. We are duly registered with all regulating authorities, including the FCA and have a solid track record of helping borrowers find suitable lenders all across the UK.

It’s important to mention here that Very Merry Loans only brokers the payday loans for you, and does not practise lending money or credit.

Residents of Newcastle upon Tyne and surrounding areas (all of Tyne and Wear County, that is to say Sunderland, North Tyneside, South Tyneside, Gateshead districts) can now get instant, hassle-free and unsecured payday loans by applying online right here.

Here’s what we do

  • We accept and review payday loan applications from prospective borrowers across the UK – including Newcastle upon Tyne and surrounding areas as noted earlier.
  • We review these applications and further send them to suitable UK lenders. Being a responsible credit broker, we forward loan applications to responsible lenders only.
  • We also make sure that applicants have the best chance of having their loan application accepted by using our countrywide network of partner lenders effectively and efficiently.

High Street loan shops vs Very Merry Loans

Many argue that the simplest way to get a payday loan is to just approach any regular High Street loan shop. Although it’s true that Newcastle upon Tyne has dozens of such shops in operation for year, it’s not the wisest of ideas to make an uninformed decision.

The following comparison will help you weigh Very Merry Loans against local loan shops.

  • Instant cash transfers

Local loan shops rarely manage to get your applications processed on the same day – let alone instantly. Very Merry Loans, on the other hand, makes sure that you find a suitable lender within minutes, and once you get into an agreement, you get the cash transferred to your bank account on the very same day – within half an hour in a majority of cases.

  • 24-hour service

Loan shops operate only during regular bank hours. Very Merry Loans, however, is at your service round the clock, every day of the week – including bank holidays, just to ensure that your applications are processed as early as possible.

  • Cheapest interest rates

A loan shop can offer you, at best, a rigid interest rate package, whereas we help you find lenders who can offer the lowest and flexible interest rates as per your requirements.

  • Easier than you would imagine

Getting a payday loan in Newcastle upon Tyne, or any other city in the UK for that matter, from private lenders who operate loan shops often implies frequent visits to the shop, a lot of phone calls and submitting a whole lot of documents.

Applying online, however, is an easy task that won’t take you longer than five minutes. No awkward conversations and no unnecessary paperwork – it works swiftly and smoothly.

Before you apply for a payday loan…

A payday loan can, without any doubt, help you see through a difficult few days in your life. But before you apply, you should make sure that you know what you are getting into.

  • At Very Merry Loans, we can help you find lenders for payday loans ranging from £100 to £2,000 for a period of 1 to 12 months. If you need more money or longer to repay, you might have to look for additional sources.
  • You also will have to make sure that you are eligible to receive a payday loan. All working adults residing legally in the UK are, in most cases, eligible to receive a payday loan. In individual cases, lender policies will solely dictate whether your application is accepted or not.
  • Payday loans are charged more interest rates than bank loans. You can head to our home page and use the interest calculator to get a broad notion of how much you will be required to repay.
  • A payday loan application can often leave a footprint on your credit report, and defaulting on a payday loan can negatively affect your overall credit score.
Very Merry Example

Loan Amount: £500
Loan Term: 3 months
Interest: £202.40
Total Repayable: £702.40 Apply

Representative APR: 305.9%. (variable)
Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.