Welcome to VeryMerryLoans.com, we can help you borrow £100 - £2,000 from 3 - 12 months.

Loans for 3 - 12 months.

Short, simple and fast application process.

Decisions in minutes.

How much you need today?

When can you repay this loan?

1 Months

Borrowing: £1000

Representative APR: 1192%

Repayment By: 5.1.2016

Interest: £58.68

Total Repayment: £1058.68

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Rates from 35.9% APR to max 1304% APR. Minimum Loan Length is 3 months. Maximum Loan Length is 12 months. Representative Example: £250 borrowed for 3 months. Total amount repayable is £411.63 in 3 monthly instalments of £137.21. Interest charged is £161.63, annual interest rate of 292% (fixed). Representative 1192% APR (variable). We are a free licensed credit broker, not a lender.

Payday Loans In Worcester

From last minute trips and household improvements to debt consolidation and asset purchases, there are countless reasons why loans in Worcester and across the UK are so popular.

Whether you're looking for credit with no fees, no credit checks or with flexible repayment terms, Very Merry Loans compares a wide variety of lenders on your behalf to help you get the very best deal possible.

Read on to learn more about the loans that we broker and some of the factors that can affect whether you're likely to be accepted.

Are Short Term Loans The Same As Payday Loans?

One important thing to understand is that not all short term loans are payday loans, but all payday loans are short term loans. Short term loans is the umbrella term used to cover any line of credit which is only in place for a few weeks or months rather than long term loans such as mortgages.

Payday loans are a type of short term loan whereby the funds borrowed are repaid on your upcoming paydays. This could be just a few days after taking the loan out or spread over a couple of months to ensure that repayments remain affordable.

My Credit History Isn't Great. Can I Still Apply?

Yes! Each lender on our panel uses different assessment criteria when making a decision on your loan application. Just because you didn't fit the criteria of one lender doesn't mean that you'll automatically be disqualified from being accepted elsewhere.

We work with a range of bad credit lenders who specialise in helping those with a less than perfect credit score. All they want to see is that you can reasonably afford to repay the loan and may start you off on a lower borrowing amount the first time that you apply.

Of course, credit scoring has become an integral part of loan application assessments, however they'll also look at factors such as your salary, employment status, residential status and loan purpose when building an overall picture of your circumstances.

How Can I Apply For A Loan In Worcester?

Applying for loans has never been easier thanks to online comparison services such as Very Merry Loans. With the click of a button you can compare loans from across the UK all from the comfort of your own home or on the move via your smartphone, laptop or tablet.

Completing our initial application form takes just a few minutes and you'll then be presented with a range of options that best match your circumstances. It's then very much down to you to decide which you think is most suited to your borrowing requirements.

Once you've selected a loan and been approved, you'll need to electronically sign and return a credit agreement which contains detailed information on the total amount repayable and your repayment dates. After you've returned this document, funds will be transferred directly to your bank account, usually within 24 hours.

So what are you waiting for? Find a great deal on loans in Worcester with Very Merry Loans by completing an application form today.

Very Merry Example

Loan Amount: £300
Loan Term: 3 months
Interest: £193.96
Total Repayable: £493.96 Apply

Representative APR: 1192%. (variable)
Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.